Bank Name : CSB Bank Limited
Job Title : Gold Loan Officer
City : Kuvempunagar
Required Experience : 0 - 5 Years
Minimum Qualification : ANY GRADUATION
Functional Responsibilities :
- To conduct valuation and verification of gold ornaments with respect to weight, purity & Detect spurious, low purity gold and frauds to mitigate the risk.
- Ensure that proper KYC and other prescribed documentation process is followed before and after the disbursement of loan
- Adhere the Policy, Process & other guidelines of the bank. Improve the existing process to overcome the probable risk.
- Maintaining the TAT in the timely disbursement of Gold loan.
- Retention of customers / portfolio by meaningful engagement time to time.
- Secure safe room operations, security measures, day to day working of branch.
- Follow up with the customer for timely interest collection, repayment and reduce NPA to zero.
- Compliance of internal audit matters. Close the issues pointed out in in audit with in the TAT.
About Us :
CSB Bank Limited had its modest beginning in November 1920 and is currently the oldest private sector bank in Kerala. During this century long period, the Bank has grown from strength to strength, adapting admirably to the far-reaching social, political and economic changes that have taken place during the period. The enterprising spirit inherited from its founding fathers has been maintained throughout its history, which has blended the tradition of hard work and customer focus in its march to the new Millennium.